Intercredit Bank, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 1.3 percent of nonperforming loans to core capital combined with 5.9 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (7.8 on a scale of 0 to 10) based on a risk-based capital ratio of 18.9 and a capital leverage ratio of 9.6.
Asset Mix:
Securities (44%), comm re (20%), home mtgs (16%), comm loans (7%), cash (3%), consumer loans (0%), other (10%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
396 Alhambra Circle
Coral Gables, FL 33134
Coral Gables, FL 33134
Phone Number
(305) 375-8442
Year Founded
1984
FDIC Number
Website
Largest Affiliates
No affiliate information available.