D
Young Americans Bank
DenverCO
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Young Americans Bank
Denver, CO
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Rating D
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.50
Profitability Index 0.00
Stability Index 1.80
Company Info Young Americans Bank
Denver, CO
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FDIC Number 27010
Phone Number (303) 321-2265
Website www.yacenter.org
Asset Quality Young Americans Bank
Denver, CO
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1-Year Asset Growth -13.60%
5-Year Asset Growth -3.18%
5-Year Charge-Offs to Average Loans 4.31%
Charge-Offs to Average Loans 3.51%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.00%
Balance Sheet Young Americans Bank
Denver, CO
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Total Assets 15.87M
Total Deposits 13.33M
Capital and Reserves Young Americans Bank
Denver, CO
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Capital 2.25M
Leverage Ratio 13.55
Loan Loss Reserves to Loans 13.04%
Risk-Based Capital Ratio 405.39
Liquidity Young Americans Bank
Denver, CO
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Hot Money Ratio 0.00%
Liquidity Ratio 113.97%
Profitability Young Americans Bank
Denver, CO
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5-Year Return on Average Assets -7.47%
Net Income -1.65M
Net Interest Spread 3.67%
Operating Profit to Average Assets -13.15%
Overhead Efficiency Ratio 470.72%
Return on Assets -13.15%
Return on Equity -111.89%