D
Young Americans Bank
DenverCO
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Young Americans Bank
Denver, CO
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Rating D
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.40
Profitability Index 0.00
Stability Index 1.80
Company Info Young Americans Bank
Denver, CO
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FDIC Number 27010
Phone Number (303) 321-2265
Website www.yacenter.org
Asset Quality Young Americans Bank
Denver, CO
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1-Year Asset Growth -5.76%
5-Year Asset Growth -3.18%
5-Year Charge-Offs to Average Loans 4.31%
Charge-Offs to Average Loans 5.56%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Young Americans Bank
Denver, CO
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Total Assets 16.24M
Total Deposits 14.05M
Capital and Reserves Young Americans Bank
Denver, CO
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Capital 2.01M
Leverage Ratio 12.16
Loan Loss Reserves to Loans 12.82%
Risk-Based Capital Ratio 531.13
Liquidity Young Americans Bank
Denver, CO
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Hot Money Ratio 0.00%
Liquidity Ratio 111.31%
Profitability Young Americans Bank
Denver, CO
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5-Year Return on Average Assets -7.47%
Net Income -1.04M
Net Interest Spread 3.88%
Operating Profit to Average Assets -12.40%
Overhead Efficiency Ratio 431.63%
Return on Assets -12.40%
Return on Equity -110.52%