Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.8 on a scale of 0 to 10).
Other Rating Factors:
Excellent liquidity 8.4, driven by a liquidity ratio of 111.3 percent and a “hot money” ratio of 0.0 percent. Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 531.1 and a capital leverage ratio of 12.2.
Asset Mix:
Cash (97%), consumer loans (0%), other (3%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Young Americans Education Foundation
Investment Rating
--
Address
3550 East First Avenue
Denver, CO 80206
Denver, CO 80206
Phone Number
(303) 321-2265
Year Founded
1987
FDIC Number
Website
Largest Affiliates
No affiliate information available.