| Weiss Ratings |
The Berkshire Bank
New York, NY |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 8.30 | |||
| Company Info |
The Berkshire Bank
New York, NY |
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| FDIC Number | 27503 | |||
| Phone Number | (212) 802-1000 | |||
| Website | www.berkbank.com | |||
| Asset Quality |
The Berkshire Bank
New York, NY |
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| 1-Year Asset Growth | -2.95% | |||
| 5-Year Asset Growth | -1.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.80% | |||
| Non-Performing Loans to Capital | 7.58% | |||
| Non-Performing Loans to Loans | 6.11% | |||
| Balance Sheet |
The Berkshire Bank
New York, NY |
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| Total Assets | 572.30M | |||
| Total Deposits | 438.46M | |||
| Capital and Reserves |
The Berkshire Bank
New York, NY |
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| Capital | 127.79M | |||
| Leverage Ratio | 22.37 | |||
| Loan Loss Reserves to Loans | 5.74% | |||
| Risk-Based Capital Ratio | 82.16 | |||
| Liquidity |
The Berkshire Bank
New York, NY |
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| Hot Money Ratio | 10.78% | |||
| Liquidity Ratio | 90.59% | |||
| Profitability |
The Berkshire Bank
New York, NY |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 3.18M | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 68.26% | |||
| Return on Assets | 0.72% | |||
| Return on Equity | 3.30% | |||