| Weiss Ratings |
The Berkshire Bank
New York, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 8.30 | |||
| Company Info |
The Berkshire Bank
New York, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 27503 | |||
| Phone Number | (212) 802-1000 | |||
| Website | www.berkbank.com | |||
| Asset Quality |
The Berkshire Bank
New York, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -7.34% | |||
| 5-Year Asset Growth | -4.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 3.25% | |||
| Non-Performing Loans to Capital | 12.32% | |||
| Non-Performing Loans to Loans | 11.47% | |||
| Balance Sheet |
The Berkshire Bank
New York, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 542.28M | |||
| Total Deposits | 410.26M | |||
| Capital and Reserves |
The Berkshire Bank
New York, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 126.73M | |||
| Leverage Ratio | 24.15 | |||
| Loan Loss Reserves to Loans | 6.30% | |||
| Risk-Based Capital Ratio | 89.30 | |||
| Liquidity |
The Berkshire Bank
New York, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.13% | |||
| Liquidity Ratio | 93.38% | |||
| Profitability |
The Berkshire Bank
New York, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 507.00K | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 82.10% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 1.60% | |||