| Weiss Ratings |
The Berkshire Bank
New York, NY |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 8.30 | |||
| Company Info |
The Berkshire Bank
New York, NY |
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| FDIC Number | 27503 | |||
| Phone Number | (212) 802-1000 | |||
| Website | www.berkbank.com | |||
| Asset Quality |
The Berkshire Bank
New York, NY |
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| 1-Year Asset Growth | -7.62% | |||
| 5-Year Asset Growth | -4.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 3.54% | |||
| Non-Performing Loans to Capital | 13.24% | |||
| Non-Performing Loans to Loans | 13.00% | |||
| Balance Sheet |
The Berkshire Bank
New York, NY |
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| Total Assets | 529.98M | |||
| Total Deposits | 397.51M | |||
| Capital and Reserves |
The Berkshire Bank
New York, NY |
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| Capital | 127.52M | |||
| Leverage Ratio | 24.16 | |||
| Loan Loss Reserves to Loans | 6.70% | |||
| Risk-Based Capital Ratio | 95.00 | |||
| Liquidity |
The Berkshire Bank
New York, NY |
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| Hot Money Ratio | 10.22% | |||
| Liquidity Ratio | 95.80% | |||
| Profitability |
The Berkshire Bank
New York, NY |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 1.43M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 77.07% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 2.26% | |||