| Weiss Ratings |
The Berkshire Bank
New York, NY |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 8.00 | |||
| Company Info |
The Berkshire Bank
New York, NY |
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| FDIC Number | 27503 | |||
| Phone Number | (212) 802-1000 | |||
| Website | www.berkbank.com | |||
| Asset Quality |
The Berkshire Bank
New York, NY |
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| 1-Year Asset Growth | -8.76% | |||
| 5-Year Asset Growth | -4.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 3.30% | |||
| Non-Performing Loans to Capital | 12.60% | |||
| Non-Performing Loans to Loans | 11.19% | |||
| Balance Sheet |
The Berkshire Bank
New York, NY |
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| Total Assets | 536.34M | |||
| Total Deposits | 404.23M | |||
| Capital and Reserves |
The Berkshire Bank
New York, NY |
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| Capital | 126.23M | |||
| Leverage Ratio | 23.19 | |||
| Loan Loss Reserves to Loans | 6.11% | |||
| Risk-Based Capital Ratio | 86.03 | |||
| Liquidity |
The Berkshire Bank
New York, NY |
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| Hot Money Ratio | 10.96% | |||
| Liquidity Ratio | 91.93% | |||
| Profitability |
The Berkshire Bank
New York, NY |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 4.05M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 68.56% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 3.16% | |||