Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 82.2 and a capital leverage ratio of 22.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 7.6 percent of nonperforming loans to core capital combined with 7.3 percent from a year earlier contributes to the Good asset quality (6.5). Good liquidity 6.1, driven by a liquidity ratio of 90.6 percent and a “hot money” ratio of 10.8 percent.
Asset Mix:
Cash (52%), comm re (18%), securities (18%), home mtgs (4%), home eq lns (1%), other (7%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
TBB Investments LLC
Investment Rating
--
Address
Four East 39th Street
New York, NY 10016
New York, NY 10016
Phone Number
(212) 802-1000
Year Founded
1989
FDIC Number
Website
Largest Affiliates
No affiliate information available.