Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 89.3 and a capital leverage ratio of 24.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
Good liquidity 6.2, driven by a liquidity ratio of 93.4 percent and a “hot money” ratio of 10.1 percent. A current level of 12.3 percent of nonperforming loans to core capital combined with 7.7 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Cash (59%), comm re (19%), securities (13%), home mtgs (4%), comm loans (0%), other (6%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
TBB Investments LLC
Investment Rating
--
Address
Four East 39th Street
New York, NY 10016
New York, NY 10016
Phone Number
(212) 802-1000
Year Founded
1989
FDIC Number
Website
Largest Affiliates
No affiliate information available.