C
Middlesex Federal Savings, F.A.
Rating Date
June 2025
Risk Based
Capital Ratio
14.20
Leverage
Ratio
9.49
Return On
Assets
0.75%
Total
Assets
644.88M
Capital
51.58M
Total
Deposits
585.09M
Net
Income
1.20M
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Weiss Ratings Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 7.70
Liquidity Index 1.20
Profitability Index 4.10
Stability Index 5.40
Company Info Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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FDIC Number 28368
Phone Number (617) 666-4700
Website www.middlesexfederal.com
Asset Quality Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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1-Year Asset Growth 0.22%
5-Year Asset Growth 8.28%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.39%
Non-Performing Loans to Loans 0.05%
Balance Sheet Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Total Assets 644.88M
Total Deposits 585.09M
Capital and Reserves Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Capital 51.58M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 14.20
Liquidity Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Hot Money Ratio 11.73%
Liquidity Ratio 18.17%
Profitability Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 1.20M
Net Interest Spread 3.76%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 76.78%
Return on Assets 0.75%
Return on Equity 9.53%