C
Middlesex Federal Savings, F.A.
Rating Date
October 2025
Risk Based
Capital Ratio
14.60
Leverage
Ratio
9.71
Return On
Assets
0.82%
Total
Assets
653.00M
Capital
55.56M
Total
Deposits
579.78M
Net
Income
3.98M
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Weiss Ratings Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 8.10
Liquidity Index 1.20
Profitability Index 4.30
Stability Index 5.50
Company Info Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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FDIC Number 28368
Phone Number (617) 666-4700
Website www.middlesexfederal.com
Asset Quality Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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1-Year Asset Growth 1.01%
5-Year Asset Growth 8.28%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Total Assets 653.00M
Total Deposits 579.78M
Capital and Reserves Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Capital 55.56M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 14.60
Liquidity Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Hot Money Ratio 11.95%
Liquidity Ratio 16.76%
Profitability Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 3.98M
Net Interest Spread 3.85%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 73.58%
Return on Assets 0.82%
Return on Equity 10.12%