C
Middlesex Federal Savings, F.A.
Rating Date
March 2026
Risk Based
Capital Ratio
14.99
Leverage
Ratio
9.88
Return On
Assets
0.69%
Total
Assets
637.95M
Capital
56.51M
Total
Deposits
576.34M
Net
Income
4.45M
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Weiss Ratings Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Rating C
Asset Quality Index 8.90
Capitalization Index 8.30
Liquidity Index 1.00
Profitability Index 4.10
Stability Index 5.50
Company Info Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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FDIC Number 28368
Phone Number (617) 666-4700
Website www.middlesexfederal.com
Asset Quality Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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1-Year Asset Growth 1.05%
5-Year Asset Growth 7.99%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Total Assets 637.95M
Total Deposits 576.34M
Capital and Reserves Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Capital 56.51M
Leverage Ratio 9.88
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 14.99
Liquidity Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Hot Money Ratio 12.23%
Liquidity Ratio 16.70%
Profitability Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 4.45M
Net Interest Spread 3.90%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 73.67%
Return on Assets 0.69%
Return on Equity 8.35%