C
Middlesex Federal Savings, F.A.
Rating Date
October 2025
Risk Based
Capital Ratio
13.96
Leverage
Ratio
9.49
Return On
Assets
0.71%
Total
Assets
661.37M
Capital
53.22M
Total
Deposits
589.81M
Net
Income
2.29M
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Weiss Ratings Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 7.70
Liquidity Index 0.90
Profitability Index 4.10
Stability Index 5.40
Company Info Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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FDIC Number 28368
Phone Number (617) 666-4700
Website www.middlesexfederal.com
Asset Quality Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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1-Year Asset Growth 4.26%
5-Year Asset Growth 8.28%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.74%
Non-Performing Loans to Loans 0.05%
Balance Sheet Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Total Assets 661.37M
Total Deposits 589.81M
Capital and Reserves Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Capital 53.22M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio 13.96
Liquidity Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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Hot Money Ratio 11.60%
Liquidity Ratio 16.89%
Profitability Middlesex Federal Savings, F.A.
Somerville, MA 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 2.29M
Net Interest Spread 3.78%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 75.26%
Return on Assets 0.71%
Return on Equity 8.91%