Middlesex Federal Savings, F.A.
Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (2.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.3 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (8.9). Excellent current capitalization (8.5 on a scale of 0 to 10) and a capital leverage ratio of 10.0.
Asset Mix:
Home mtgs (35%), comm re (21%), securities (9%), cash (5%), comm loans (2%), other (28%)
States with Branches:
MA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Middlesex Federal MHC
Investment Rating
--
Address
One College Avenue
Somerville, MA 02144
Somerville, MA 02144
Phone Number
(617) 666-4700
Year Founded
1890
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.