C
WCF Financial Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings WCF Financial Bank
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 1.70
Capitalization Index 6.10
Liquidity Index 0.80
Profitability Index 0.00
Stability Index 4.70
Company Info WCF Financial Bank
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 28989
Phone Number (515) 832-3071
Website www.wcfbank.com
Asset Quality WCF Financial Bank
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 0.37%
5-Year Asset Growth 12.29%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 3.20%
Non-Performing Loans to Capital 36.74%
Non-Performing Loans to Loans 5.18%
Balance Sheet WCF Financial Bank
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 227.49M
Total Deposits 172.23M
Capital and Reserves WCF Financial Bank
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 17.57M
Leverage Ratio 8.06
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio 12.52
Liquidity WCF Financial Bank
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 52.05%
Liquidity Ratio 9.09%
Profitability WCF Financial Bank
Webster City, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.18%
Net Income -2.26M
Net Interest Spread 2.36%
Operating Profit to Average Assets -0.88%
Overhead Efficiency Ratio 106.29%
Return on Assets -1.03%
Return on Equity -11.32%