WCF Financial Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.8) profitability. A current level of 36.7 percent of nonperforming loans to core capital combined with 11.0 percent from a year earlier contributes to the Weak asset quality (1.7).
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 8.5 percent and a “hot money” ratio of 49.1 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.5 on a scale of 0 to 10).
Asset Mix:
Home mtgs (37%), securities (10%), cash (5%), comm loans (4%), comm re (4%), consumer loans (3%), other (37%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
WCF Bancorp, Inc.
Investment Rating
Address
401 Fair Meadow Drive
Webster City, IA 50595
Webster City, IA 50595
Phone Number
(515) 832-3071
Year Founded
1934
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.