C
Santander Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
20.02
Leverage
Ratio
12.02
Return On
Assets
0.97%
Total
Assets
103.35B
Capital
13.21B
Total
Deposits
79.53B
Net
Income
501.79M
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Weiss Ratings Santander Bank, National Association
Wilmington, DE 		Click to
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Rating C
Asset Quality Index 3.50
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 3.70
Stability Index 8.50
Company Info Santander Bank, National Association
Wilmington, DE 		Click to
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FDIC Number 29950
Phone Number (302) 654-5182
Website www.santanderbank.com
Asset Quality Santander Bank, National Association
Wilmington, DE 		Click to
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1-Year Asset Growth 2.77%
5-Year Asset Growth 4.26%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.79%
Non-Performing Assets to Assets 2.42%
Non-Performing Loans to Capital 12.86%
Non-Performing Loans to Loans 4.94%
Balance Sheet Santander Bank, National Association
Wilmington, DE 		Click to
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Total Assets 103.35B
Total Deposits 79.53B
Capital and Reserves Santander Bank, National Association
Wilmington, DE 		Click to
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Capital 13.21B
Leverage Ratio 12.02
Loan Loss Reserves to Loans 2.54%
Risk-Based Capital Ratio 20.02
Liquidity Santander Bank, National Association
Wilmington, DE 		Click to
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Hot Money Ratio 10.33%
Liquidity Ratio 31.55%
Profitability Santander Bank, National Association
Wilmington, DE 		Click to
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5-Year Return on Average Assets -0.06%
Net Income 501.79M
Net Interest Spread 2.59%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 64.07%
Return on Assets 0.97%
Return on Equity 7.79%