B
Santander Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
20.76
Leverage
Ratio
12.95
Return On
Assets
1.14%
Total
Assets
97.75B
Capital
13.65B
Total
Deposits
74.41B
Net
Income
874.28M
My Lists My Alerts
Weiss Ratings Santander Bank, National Association
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 3.40
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 4.60
Stability Index 8.50
Company Info Santander Bank, National Association
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 29950
Phone Number (302) 654-5182
Website www.santanderbank.com
Asset Quality Santander Bank, National Association
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.92%
5-Year Asset Growth 4.26%
5-Year Charge-Offs to Average Loans 0.51%
Charge-Offs to Average Loans 0.80%
Non-Performing Assets to Assets 2.60%
Non-Performing Loans to Capital 12.50%
Non-Performing Loans to Loans 5.03%
Balance Sheet Santander Bank, National Association
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 97.75B
Total Deposits 74.41B
Capital and Reserves Santander Bank, National Association
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 13.65B
Leverage Ratio 12.95
Loan Loss Reserves to Loans 2.52%
Risk-Based Capital Ratio 20.76
Liquidity Santander Bank, National Association
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 10.56%
Liquidity Ratio 28.46%
Profitability Santander Bank, National Association
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets -0.06%
Net Income 874.28M
Net Interest Spread 2.73%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 61.44%
Return on Assets 1.14%
Return on Equity 8.92%