Santander Bank, National Association
Major Rating Factors:
Excellent current capitalization (9.4 on a scale of 0 to 10) based on a risk-based capital ratio of 18.9 and a capital leverage ratio of 11.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 10.6 percent of nonperforming loans to core capital combined with 6.9 percent from a year earlier contributes to the Fair asset quality (3.9). Fair liquidity 3.7, driven by a liquidity ratio of 25.9 percent and a “hot money” ratio of 11.8 percent.
Asset Mix:
Cash (18%), consumer loans (15%), securities (14%), comm loans (7%), home mtgs (5%), comm re (4%), home eq lns (2%), other (35%)
States with Branches:
CT, DE, FL, MA, NH, NJ, NY, PA, RI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banco Santander, S.A.
Investment Rating
Address
824 North Market Street
Wilmington, DE 19801
Wilmington, DE 19801
Phone Number
(302) 654-5182
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.