C
West Plains Savings and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
21.02
Return On
Assets
0.37%
Total
Assets
98.98M
Capital
20.47M
Total
Deposits
73.70M
Net
Income
180.00K
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Weiss Ratings West Plains Savings and Loan Association
West Plains, MO 		Click to
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Rating C
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 2.50
Stability Index 6.70
Company Info West Plains Savings and Loan Association
West Plains, MO 		Click to
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FDIC Number 31329
Phone Number (417) 256-3042
Website westplainssavingsandloan.com
Asset Quality West Plains Savings and Loan Association
West Plains, MO 		Click to
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1-Year Asset Growth 5.22%
5-Year Asset Growth 2.91%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.26%
Non-Performing Loans to Capital 13.10%
Non-Performing Loans to Loans 3.00%
Balance Sheet West Plains Savings and Loan Association
West Plains, MO 		Click to
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Total Assets 98.98M
Total Deposits 73.70M
Capital and Reserves West Plains Savings and Loan Association
West Plains, MO 		Click to
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Capital 20.47M
Leverage Ratio 21.02
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity West Plains Savings and Loan Association
West Plains, MO 		Click to
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Hot Money Ratio 44.62%
Liquidity Ratio 29.10%
Profitability West Plains Savings and Loan Association
West Plains, MO 		Click to
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5-Year Return on Average Assets 0.54%
Net Income 180.00K
Net Interest Spread 2.68%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 81.58%
Return on Assets 0.37%
Return on Equity 1.77%