C
West Plains Savings and Loan Association
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
20.69
Return On
Assets
0.42%
Total
Assets
100.42M
Capital
20.61M
Total
Deposits
74.98M
Net
Income
307.00K
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Weiss Ratings West Plains Savings and Loan Association
West Plains, MO 		Click to
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Rating C
Asset Quality Index 4.50
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 2.70
Stability Index 7.00
Company Info West Plains Savings and Loan Association
West Plains, MO 		Click to
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FDIC Number 31329
Phone Number (417) 256-3042
Website westplainssavingsandloan.com
Asset Quality West Plains Savings and Loan Association
West Plains, MO 		Click to
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1-Year Asset Growth 7.04%
5-Year Asset Growth 2.91%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.59%
Non-Performing Loans to Capital 15.91%
Non-Performing Loans to Loans 3.46%
Balance Sheet West Plains Savings and Loan Association
West Plains, MO 		Click to
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Total Assets 100.42M
Total Deposits 74.98M
Capital and Reserves West Plains Savings and Loan Association
West Plains, MO 		Click to
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Capital 20.61M
Leverage Ratio 20.69
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity West Plains Savings and Loan Association
West Plains, MO 		Click to
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Hot Money Ratio 44.39%
Liquidity Ratio 29.83%
Profitability West Plains Savings and Loan Association
West Plains, MO 		Click to
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5-Year Return on Average Assets 0.54%
Net Income 307.00K
Net Interest Spread 2.72%
Operating Profit to Average Assets 0.54%
Overhead Efficiency Ratio 79.77%
Return on Assets 0.42%
Return on Equity 2.01%