West Plains Savings and Loan Association
Major Rating Factors:
A current level of 13.7 percent of nonperforming loans to core capital combined with 17.0 percent from a year earlier contributes to the Fair asset quality (4.7). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (2.6) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 20.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (53%), cash (13%), comm re (13%), securities (10%), comm loans (1%), consumer loans (1%), other (9%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
417 West Broadway Street
West Plains, MO 65775
West Plains, MO 65775
Phone Number
(417) 256-3042
Year Founded
1919
FDIC Number
Largest Affiliates
No affiliate information available.