| Weiss Ratings |
Citizens Bank
Amarillo, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 7.00 | |||
| Company Info |
Citizens Bank
Amarillo, TX |
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| FDIC Number | 3140 | |||
| Phone Number | (806) 350-5600 | |||
| Website | www.gocitizensbank.com | |||
| Asset Quality |
Citizens Bank
Amarillo, TX |
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| 1-Year Asset Growth | 13.90% | |||
| 5-Year Asset Growth | 9.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.06% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens Bank
Amarillo, TX |
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| Total Assets | 309.77M | |||
| Total Deposits | 273.43M | |||
| Capital and Reserves |
Citizens Bank
Amarillo, TX |
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| Capital | 30.45M | |||
| Leverage Ratio | 10.07 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Bank
Amarillo, TX |
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| Hot Money Ratio | 17.49% | |||
| Liquidity Ratio | 39.57% | |||
| Profitability |
Citizens Bank
Amarillo, TX |
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| 5-Year Return on Average Assets | 2.21% | |||
| Net Income | 3.47M | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 2.25% | |||
| Overhead Efficiency Ratio | 43.53% | |||
| Return on Assets | 2.25% | |||
| Return on Equity | 23.23% | |||