| Weiss Ratings |
Citizens Bank
Amarillo, TX |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Citizens Bank
Amarillo, TX |
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| FDIC Number | 3140 | |||
| Phone Number | (806) 350-5600 | |||
| Website | www.gocitizensbank.com | |||
| Asset Quality |
Citizens Bank
Amarillo, TX |
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| 1-Year Asset Growth | 18.20% | |||
| 5-Year Asset Growth | 9.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens Bank
Amarillo, TX |
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| Total Assets | 302.81M | |||
| Total Deposits | 268.55M | |||
| Capital and Reserves |
Citizens Bank
Amarillo, TX |
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| Capital | 29.48M | |||
| Leverage Ratio | 9.83 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Risk-Based Capital Ratio | 16.05 | |||
| Liquidity |
Citizens Bank
Amarillo, TX |
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| Hot Money Ratio | 18.96% | |||
| Liquidity Ratio | 37.46% | |||
| Profitability |
Citizens Bank
Amarillo, TX |
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| 5-Year Return on Average Assets | 2.03% | |||
| Net Income | 7.02M | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | 2.53% | |||
| Overhead Efficiency Ratio | 43.44% | |||
| Return on Assets | 2.53% | |||
| Return on Equity | 25.34% | |||