Major Rating Factors:
Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 2.5 has resulted in Excellent (10.0) profitability. Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 16.1 and a capital leverage ratio of 9.8.
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (7.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Cash (28%), securities (10%), comm loans (4%), home mtgs (3%), comm re (2%), consumer loans (0%), other (53%)
States with Branches:
NM, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Triple J Financial, Inc.
Investment Rating
--
Address
4117 South Georgia Street
Amarillo, TX 79110
Amarillo, TX 79110
Phone Number
(806) 350-5600
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.