Eastern Savings Bank Federal Savings Bank
Major Rating Factors:
A current level of 19.4 percent of nonperforming loans to core capital combined with 12.6 percent from a year earlier contributes to the Weak asset quality (2.5). Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 2.3 has resulted in Excellent (9.2) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 31.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.7 on a scale of 0 to 10).
Asset Mix:
Comm re (27%), home mtgs (25%), cash (15%), securities (5%), other (28%)
States with Branches:
MD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
Executive Plaza Two
Hunt Valley, MD 21065
Hunt Valley, MD 21065
Phone Number
(410) 785-2200
Year Founded
1905
FDIC Number
Largest Affiliates
There are no affiliate to display.