C
Eastern Savings Bank Federal Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
24.85
Return On
Assets
3.04%
Total
Assets
388.59M
Capital
103.66M
Total
Deposits
256.11M
Net
Income
9.43M
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Weiss Ratings Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Rating C
Asset Quality Index 3.80
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 9.40
Stability Index 3.70
Company Info Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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FDIC Number 32360
Phone Number (410) 785-2200
Website www.easternsavingsbank.com
Asset Quality Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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1-Year Asset Growth -3.10%
5-Year Asset Growth 5.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 3.68%
Non-Performing Loans to Capital 11.57%
Non-Performing Loans to Loans 3.12%
Balance Sheet Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Total Assets 388.59M
Total Deposits 256.11M
Capital and Reserves Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Capital 103.66M
Leverage Ratio 24.85
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Hot Money Ratio 42.96%
Liquidity Ratio 20.12%
Profitability Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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5-Year Return on Average Assets 1.54%
Net Income 9.43M
Net Interest Spread 5.42%
Operating Profit to Average Assets 3.08%
Overhead Efficiency Ratio 55.90%
Return on Assets 3.04%
Return on Equity 12.59%