C
Eastern Savings Bank Federal Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
24.23
Return On
Assets
2.04%
Total
Assets
414.95M
Capital
99.43M
Total
Deposits
287.39M
Net
Income
4.21M
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Weiss Ratings Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Rating C
Asset Quality Index 3.80
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 8.20
Stability Index 3.70
Company Info Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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FDIC Number 32360
Phone Number (410) 785-2200
Website www.easternsavingsbank.com
Asset Quality Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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1-Year Asset Growth 6.94%
5-Year Asset Growth 5.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 3.41%
Non-Performing Loans to Capital 12.59%
Non-Performing Loans to Loans 3.00%
Balance Sheet Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Total Assets 414.95M
Total Deposits 287.39M
Capital and Reserves Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Capital 99.43M
Leverage Ratio 24.23
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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Hot Money Ratio 32.66%
Liquidity Ratio 24.04%
Profitability Eastern Savings Bank Federal Savings Bank
Hunt Valley, MD 		Click to
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5-Year Return on Average Assets 1.54%
Net Income 4.21M
Net Interest Spread 5.33%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 64.55%
Return on Assets 2.04%
Return on Equity 8.50%