Eastern Savings Bank Federal Savings Bank
Major Rating Factors:
A current level of 11.8 percent of nonperforming loans to core capital combined with 15.9 percent from a year earlier contributes to the Fair asset quality (3.5). Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (8.0) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 25.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (27%), comm re (26%), cash (13%), securities (6%), other (28%)
States with Branches:
MD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
Executive Plaza Two
Hunt Valley, MD 21065
Hunt Valley, MD 21065
Phone Number
(410) 785-2200
Year Founded
1905
FDIC Number
Largest Affiliates
No affiliate information available.