C
Flagstar Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
15.15
Leverage
Ratio
9.11
Return On
Assets
-0.26%
Total
Assets
92.18B
Capital
8.58B
Total
Deposits
70.25B
Net
Income
-127.93M
My Lists My Alerts
Weiss Ratings Flagstar Bank, National Association
Hicksville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 0.60
Capitalization Index 7.20
Liquidity Index 3.20
Profitability Index 0.30
Stability Index 6.10
Company Info Flagstar Bank, National Association
Hicksville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 32541
Phone Number (516) 683-4100
Website www.flagstar.com
Asset Quality Flagstar Bank, National Association
Hicksville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -22.54%
5-Year Asset Growth 17.34%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.69%
Non-Performing Assets to Assets 3.47%
Non-Performing Loans to Capital 32.04%
Non-Performing Loans to Loans 5.29%
Balance Sheet Flagstar Bank, National Association
Hicksville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 92.18B
Total Deposits 70.25B
Capital and Reserves Flagstar Bank, National Association
Hicksville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 8.58B
Leverage Ratio 9.11
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio 15.15
Liquidity Flagstar Bank, National Association
Hicksville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 19.05%
Liquidity Ratio 10.10%
Profitability Flagstar Bank, National Association
Hicksville, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.41%
Net Income -127.93M
Net Interest Spread 1.84%
Operating Profit to Average Assets -0.30%
Overhead Efficiency Ratio 100.63%
Return on Assets -0.26%
Return on Equity -2.98%