D
Flagstar Bank, National Association
Rating Date
August 2026
Risk Based
Capital Ratio
16.58
Leverage
Ratio
9.70
Return On
Assets
0.13%
Total
Assets
87.71B
Capital
8.14B
Total
Deposits
67.52B
Net
Income
55.33M
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Weiss Ratings Flagstar Bank, National Association
Hicksville, NY 		Click to
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Rating D
Asset Quality Index 1.50
Capitalization Index 8.10
Liquidity Index 3.00
Profitability Index 0.80
Stability Index 7.00
Company Info Flagstar Bank, National Association
Hicksville, NY 		Click to
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FDIC Number 32541
Phone Number (516) 683-4100
Website www.flagstar.com
Asset Quality Flagstar Bank, National Association
Hicksville, NY 		Click to
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1-Year Asset Growth -4.84%
5-Year Asset Growth 11.10%
5-Year Charge-Offs to Average Loans 0.38%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 3.58%
Non-Performing Loans to Capital 32.48%
Non-Performing Loans to Loans 5.43%
Balance Sheet Flagstar Bank, National Association
Hicksville, NY 		Click to
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Total Assets 87.71B
Total Deposits 67.52B
Capital and Reserves Flagstar Bank, National Association
Hicksville, NY 		Click to
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Capital 8.14B
Leverage Ratio 9.70
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 16.58
Liquidity Flagstar Bank, National Association
Hicksville, NY 		Click to
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Hot Money Ratio 20.29%
Liquidity Ratio 6.78%
Profitability Flagstar Bank, National Association
Hicksville, NY 		Click to
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5-Year Return on Average Assets 0.18%
Net Income 55.33M
Net Interest Spread 2.14%
Operating Profit to Average Assets 0.18%
Overhead Efficiency Ratio 89.89%
Return on Assets 0.13%
Return on Equity 1.36%