Flagstar Bank, National Association

Hicksville, NY

Rating Date

April 2025

Risk Based
Capital Ratio

Leverage
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Total
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Capital

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Weiss Ratings	Flagstar Bank, National Association Hicksville, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	1.40
Capitalization Index	6.00
Liquidity Index	3.30
Profitability Index	0.30
Stability Index	7.10

Company Info	Flagstar Bank, National Association Hicksville, NY	Click to Compare	Click to Compare	Click to Compare
FDIC Number	32541
Phone Number	(516) 683-4100
Website	www.flagstar.com

Asset Quality	Flagstar Bank, National Association Hicksville, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-12.19%
5-Year Asset Growth	17.34%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	1.13%
Non-Performing Assets to Assets	3.04%
Non-Performing Loans to Capital	29.23%
Non-Performing Loans to Loans	4.77%

Balance Sheet	Flagstar Bank, National Association Hicksville, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	100.10B
Total Deposits	76.45B

Capital and Reserves	Flagstar Bank, National Association Hicksville, NY	Click to Compare	Click to Compare	Click to Compare
Capital	8.58B
Leverage Ratio	8.05
Loan Loss Reserves to Loans	1.74%
Risk-Based Capital Ratio	14.47

Liquidity	Flagstar Bank, National Association Hicksville, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.35%
Liquidity Ratio	17.06%

Profitability	Flagstar Bank, National Association Hicksville, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.75%
Net Income	-1.02B
Net Interest Spread	2.03%
Operating Profit to Average Assets	-1.08%
Overhead Efficiency Ratio	105.94%
Return on Assets	-0.87%
Return on Equity	-11.30%