Flagstar Bank, National Association
Major Rating Factors:
A current level of 19.3 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Fair asset quality (3.3).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10). Good current capitalization (5.8 on a scale of 0 to 10) based on a risk-based capital ratio of 12.1 and a capital leverage ratio of 7.8.
Asset Mix:
Cash (16%), comm loans (9%), securities (9%), comm re (8%), home mtgs (6%), home eq lns (1%), consumer loans (0%), other (51%)
States with Branches:
AZ, CA, CT, FL, IN, MI, NJ, NV, NY, OH, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
New York Community Bancorp, Inc.
Investment Rating
--
Address
102 Duffy Avenue
Hicksville, NY 11801
Hicksville, NY 11801
Phone Number
(516) 683-4100
Year Founded
1859
FDIC Number
Website
Largest Affiliates
No affiliate information available.
