C
Pan American Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pan American Bank & Trust
Melrose Park, IL
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Rating C
Asset Quality Index 6.30
Capitalization Index 6.90
Liquidity Index 1.00
Profitability Index 2.60
Stability Index 6.10
Company Info Pan American Bank & Trust
Melrose Park, IL
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FDIC Number 34108
Phone Number (708) 865-5700
Website www.panamerbank.com
Asset Quality Pan American Bank & Trust
Melrose Park, IL
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1-Year Asset Growth 2.49%
5-Year Asset Growth 7.20%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 2.35%
Non-Performing Loans to Loans 0.14%
Balance Sheet Pan American Bank & Trust
Melrose Park, IL
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Total Assets 525.33M
Total Deposits 475.76M
Capital and Reserves Pan American Bank & Trust
Melrose Park, IL
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Capital 44.63M
Leverage Ratio 8.86
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 11.59
Liquidity Pan American Bank & Trust
Melrose Park, IL
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Hot Money Ratio 11.84%
Liquidity Ratio 16.45%
Profitability Pan American Bank & Trust
Melrose Park, IL
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5-Year Return on Average Assets 0.93%
Net Income 2.98M
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 70.24%
Return on Assets 0.79%
Return on Equity 9.03%