C
Pan American Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pan American Bank & Trust
Melrose Park, IL
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Rating C
Asset Quality Index 7.00
Capitalization Index 7.40
Liquidity Index 1.20
Profitability Index 2.60
Stability Index 5.40
Company Info Pan American Bank & Trust
Melrose Park, IL
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FDIC Number 34108
Phone Number (708) 865-5700
Website www.panamerbank.com
Asset Quality Pan American Bank & Trust
Melrose Park, IL
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1-Year Asset Growth 1.25%
5-Year Asset Growth 7.20%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.20%
Non-Performing Loans to Loans 0.02%
Balance Sheet Pan American Bank & Trust
Melrose Park, IL
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Total Assets 517.81M
Total Deposits 469.47M
Capital and Reserves Pan American Bank & Trust
Melrose Park, IL
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Capital 43.75M
Leverage Ratio 9.29
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 12.06
Liquidity Pan American Bank & Trust
Melrose Park, IL
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Hot Money Ratio 11.93%
Liquidity Ratio 18.08%
Profitability Pan American Bank & Trust
Melrose Park, IL
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5-Year Return on Average Assets 0.93%
Net Income 1.80M
Net Interest Spread 4.00%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 72.10%
Return on Assets 0.73%
Return on Equity 8.20%