Pan American Bank & Trust
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Weak (2.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (7.0 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 9.0. A current level of 2.1 percent of nonperforming loans to core capital combined with 1.4 percent from a year earlier contributes to the Good asset quality (6.4).
Asset Mix:
Comm re (34%), comm loans (13%), home mtgs (9%), securities (6%), cash (3%), home eq lns (3%), consumer loans (3%), other (29%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SolvTrust Financial Corporation
Investment Rating
--
Address
1440 West North Avenue
Melrose Park, IL 60160
Melrose Park, IL 60160
Phone Number
(708) 865-5700
Year Founded
1995
FDIC Number
Website
Largest Affiliates
No affiliate information available.