B
Peoples Bank of East Tennessee
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.95
Return On
Assets
1.43%
Total
Assets
411.11M
Capital
37.75M
Total
Deposits
370.69M
Net
Income
5.50M
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Weiss Ratings Peoples Bank of East Tennessee
Madisonville, TN 		Click to
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Rating B
Asset Quality Index 7.60
Capitalization Index 9.90
Liquidity Index 3.20
Profitability Index 7.20
Stability Index 6.30
Company Info Peoples Bank of East Tennessee
Madisonville, TN 		Click to
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FDIC Number 34517
Phone Number (423) 442-7262
Website www.peoplesbank-tn.com
Asset Quality Peoples Bank of East Tennessee
Madisonville, TN 		Click to
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1-Year Asset Growth 15.04%
5-Year Asset Growth 16.57%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.33%
Balance Sheet Peoples Bank of East Tennessee
Madisonville, TN 		Click to
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Total Assets 411.11M
Total Deposits 370.69M
Capital and Reserves Peoples Bank of East Tennessee
Madisonville, TN 		Click to
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Capital 37.75M
Leverage Ratio 10.95
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio --
Liquidity Peoples Bank of East Tennessee
Madisonville, TN 		Click to
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Hot Money Ratio 20.37%
Liquidity Ratio 33.76%
Profitability Peoples Bank of East Tennessee
Madisonville, TN 		Click to
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5-Year Return on Average Assets 1.36%
Net Income 5.50M
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 64.41%
Return on Assets 1.43%
Return on Equity 15.04%