Peoples Bank of East Tennessee
Major Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) and a capital leverage ratio of 10.9. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.5 has resulted in Excellent (7.5) profitability.
Other Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Excellent asset quality (7.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (22%), securities (21%), comm re (18%), home eq lns (8%), cash (6%), consumer loans (4%), comm loans (3%), other (18%)
States with Branches:
GA, TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peoples Bancshares of TN, Inc.
Investment Rating
--
Address
4511 Highway 411
Madisonville, TN 37354
Madisonville, TN 37354
Phone Number
(423) 442-7262
Year Founded
1997
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.