Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.6 on a scale of 0 to 10) and a capital leverage ratio of 9.4. A current level of 2.5 percent of nonperforming loans to core capital contributes to the Good asset quality (6.9).
Asset Mix:
Securities (14%), home mtgs (13%), comm loans (9%), comm re (4%), cash (2%), consumer loans (1%), home eq lns (1%), other (56%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Bancorp of Taylorville, Inc.
Investment Rating
--
Address
101 East Fast Avenue
Mackinaw, IL 61755
Mackinaw, IL 61755
Phone Number
(309) 359-3961
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.