B
The First National Bank of Fort Smith
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.78
Return On
Assets
1.68%
Total
Assets
2.19B
Capital
277.06M
Total
Deposits
1.88B
Net
Income
36.09M
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Weiss Ratings The First National Bank of Fort Smith
Fort Smith, AR 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 8.70
Stability Index 6.30
Company Info The First National Bank of Fort Smith
Fort Smith, AR 		Click to
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FDIC Number 3864
Phone Number (479) 788-4600
Website www.fnbfs.com
Asset Quality The First National Bank of Fort Smith
Fort Smith, AR 		Click to
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1-Year Asset Growth 2.14%
5-Year Asset Growth 12.36%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 1.37%
Non-Performing Loans to Loans 0.06%
Balance Sheet The First National Bank of Fort Smith
Fort Smith, AR 		Click to
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Total Assets 2.19B
Total Deposits 1.88B
Capital and Reserves The First National Bank of Fort Smith
Fort Smith, AR 		Click to
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Capital 277.06M
Leverage Ratio 11.78
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Fort Smith
Fort Smith, AR 		Click to
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Hot Money Ratio 12.01%
Liquidity Ratio 14.51%
Profitability The First National Bank of Fort Smith
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5-Year Return on Average Assets 1.57%
Net Income 36.09M
Net Interest Spread 4.09%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 53.12%
Return on Assets 1.68%
Return on Equity 13.57%