The First National Bank of Fort Smith
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.8. Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 1.7 has resulted in Excellent (8.7) profitability.
Other Rating Factors:
A current level of 1.4 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (8.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Comm re (21%), securities (15%), home mtgs (13%), cash (9%), comm loans (6%), home eq lns (1%), consumer loans (1%), other (34%)
States with Branches:
AR, OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Bank Corp
Investment Rating
--
Address
602 Garrison Avenue
Fort Smith, AR 72901
Fort Smith, AR 72901
Phone Number
(479) 788-4600
Year Founded
1872
FDIC Number
Website
Largest Affiliates
Van Buren, AR
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Bank