Major Rating Factors:
A current level of 22.1 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Fair asset quality (3.4). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 3.4%, coupled with a return on assets of 2.5 has resulted in Excellent (9.8) profitability. Excellent current capitalization (7.7 on a scale of 0 to 10) and a capital leverage ratio of 9.5.
Asset Mix:
Home mtgs (24%), comm re (14%), cash (12%), securities (8%), comm loans (3%), consumer loans (1%), other (38%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sooner Southwest Bankshares, Inc.
Investment Rating
--
Address
100 South Broadway Street
Hugo, OK 74743
Hugo, OK 74743
Phone Number
(580) 326-9641
Year Founded
1930
FDIC Number
Website
Largest Affiliates
Bristow, OK
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Bank
Heavener, OK
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Bank