Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 1.0 percent of nonperforming loans to core capital combined with 3.8 percent from a year earlier contributes to the Excellent asset quality (7.5).
Other Rating Factors:
Operating profits as a percentage of assets at 3.5%, coupled with a return on assets of 2.6 has resulted in Excellent (9.8) profitability. Excellent current capitalization (8.9 on a scale of 0 to 10) and a capital leverage ratio of 10.3.
Asset Mix:
Home mtgs (23%), comm re (13%), cash (10%), securities (8%), comm loans (3%), consumer loans (1%), other (41%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sooner Southwest Bankshares, Inc.
Investment Rating
--
Address
100 South Broadway Street
Hugo, OK 74743
Hugo, OK 74743
Phone Number
(580) 326-9641
Year Founded
1930
FDIC Number
Website
Largest Affiliates
Bristow, OK
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Bank
Heavener, OK
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Bank