Major Rating Factors:
A current level of 26.6 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Weak asset quality (2.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.9 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) and a capital leverage ratio of 10.4. Operating profits as a percentage of assets at 2.5%, coupled with a return on assets of 1.9 has resulted in Excellent (8.3) profitability.
Asset Mix:
Home mtgs (25%), comm re (15%), cash (13%), securities (9%), comm loans (2%), consumer loans (1%), other (34%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sooner Southwest Bankshares, Inc.
Investment Rating
--
Address
100 South Broadway Street
Hugo, OK 74743
Hugo, OK 74743
Phone Number
(580) 326-9641
Year Founded
1930
FDIC Number
Website
Largest Affiliates
Bristow, OK
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Bank
Heavener, OK
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Bank