Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 1.5 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Good asset quality (6.7).
Other Rating Factors:
Operating profits as a percentage of assets at 3.2%, coupled with a return on assets of 2.5 has resulted in Excellent (10.0) profitability. Excellent current capitalization (8.7 on a scale of 0 to 10) based on a risk-based capital ratio of 16.7 and a capital leverage ratio of 10.1.
Asset Mix:
Home mtgs (33%), cash (13%), comm re (11%), securities (9%), comm loans (8%), consumer loans (4%), other (22%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sooner Southwest Bankshares, Inc.
Investment Rating
--
Address
104 South Main Street
Bristow, OK 74010
Bristow, OK 74010
Phone Number
(918) 367-3343
Year Founded
1924
FDIC Number
Website
Largest Affiliates
Hugo, OK
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Bank
Heavener, OK
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Bank