Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). A current level of 1.4 percent of nonperforming loans to core capital combined with 5.1 percent from a year earlier contributes to the Excellent asset quality (7.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.0 and a capital leverage ratio of 11.3. Operating profits as a percentage of assets at 3.3%, coupled with a return on assets of 2.5 has resulted in Excellent (9.8) profitability.
Asset Mix:
Home mtgs (35%), comm re (11%), cash (10%), securities (8%), comm loans (7%), consumer loans (4%), other (24%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sooner Southwest Bankshares, Inc.
Investment Rating
--
Address
104 South Main Street
Bristow, OK 74010
Bristow, OK 74010
Phone Number
(918) 367-3343
Year Founded
1924
FDIC Number
Website
Largest Affiliates
Hugo, OK
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Bank
Heavener, OK
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Bank