B
The First National Bank of Hutchinson
Rating Date
October 2025
Risk Based
Capital Ratio
14.98
Leverage
Ratio
11.04
Return On
Assets
1.16%
Total
Assets
1.16B
Capital
113.84M
Total
Deposits
999.18M
Net
Income
6.97M
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Weiss Ratings The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 5.20
Stability Index 9.30
Company Info The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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FDIC Number 4697
Phone Number (620) 663-1521
Website www.fnbhutch.bank
Asset Quality The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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1-Year Asset Growth 3.27%
5-Year Asset Growth 10.61%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.65%
Non-Performing Loans to Loans 0.42%
Balance Sheet The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Total Assets 1.16B
Total Deposits 999.18M
Capital and Reserves The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Capital 113.84M
Leverage Ratio 11.04
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 14.98
Liquidity The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Hot Money Ratio 18.10%
Liquidity Ratio 10.25%
Profitability The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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5-Year Return on Average Assets 1.12%
Net Income 6.97M
Net Interest Spread 3.13%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 63.60%
Return on Assets 1.16%
Return on Equity 12.67%