B
The First National Bank of Hutchinson
Rating Date
October 2025
Risk Based
Capital Ratio
15.61
Leverage
Ratio
11.08
Return On
Assets
1.20%
Total
Assets
1.18B
Capital
119.59M
Total
Deposits
990.37M
Net
Income
10.85M
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Weiss Ratings The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 5.50
Stability Index 9.30
Company Info The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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FDIC Number 4697
Phone Number (620) 663-1521
Website www.fnbhutch.bank
Asset Quality The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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1-Year Asset Growth 2.85%
5-Year Asset Growth 10.61%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.52%
Non-Performing Loans to Loans 0.42%
Balance Sheet The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Total Assets 1.18B
Total Deposits 990.37M
Capital and Reserves The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Capital 119.59M
Leverage Ratio 11.08
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 15.61
Liquidity The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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Hot Money Ratio 15.88%
Liquidity Ratio 12.14%
Profitability The First National Bank of Hutchinson
Hutchinson, KS 		Click to
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5-Year Return on Average Assets 1.12%
Net Income 10.85M
Net Interest Spread 3.19%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 62.88%
Return on Assets 1.20%
Return on Equity 12.88%