The First National Bank of Hutchinson
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.5 and a capital leverage ratio of 11.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 2.3 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (8.4). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.3 has resulted in Good (6.0) profitability.
Asset Mix:
Comm re (27%), home mtgs (14%), securities (13%), cash (11%), comm loans (9%), home eq lns (1%), consumer loans (1%), other (24%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Kansas Bancshares, Inc.
Investment Rating
--
Address
One North Main Street
Hutchinson, KS 67501
Hutchinson, KS 67501
Phone Number
(620) 663-1521
Year Founded
1876
FDIC Number
Website
Largest Affiliates
No affiliate information available.