B
Southwind Bank
Natoma,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwind Bank
Natoma, KS
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Rating B
Asset Quality Index 6.50
Capitalization Index 9.10
Liquidity Index 3.50
Profitability Index 6.20
Stability Index 4.30
Company Info Southwind Bank
Natoma, KS
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FDIC Number 4735
Phone Number (785) 885-4234
Website www.southwindbank.com
Asset Quality Southwind Bank
Natoma, KS
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1-Year Asset Growth 7.91%
5-Year Asset Growth 4.68%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 3.39%
Non-Performing Loans to Loans 0.37%
Balance Sheet Southwind Bank
Natoma, KS
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Total Assets 186.55M
Total Deposits 172.77M
Capital and Reserves Southwind Bank
Natoma, KS
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Capital 12.89M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.54%
Risk-Based Capital Ratio --
Liquidity Southwind Bank
Natoma, KS
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Hot Money Ratio 15.02%
Liquidity Ratio 15.71%
Profitability Southwind Bank
Natoma, KS
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5-Year Return on Average Assets 1.13%
Net Income 1.18M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 50.13%
Return on Assets 1.29%
Return on Equity 19.05%