Major Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.5. A current level of 5.1 percent of nonperforming loans to core capital combined with 4.1 percent from a year earlier contributes to the Good asset quality (6.1).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10). Fair liquidity 3.5, driven by a liquidity ratio of 16.6 percent and a “hot money” ratio of 16.7 percent.
Asset Mix:
Securities (44%), home mtgs (13%), comm re (7%), consumer loans (4%), comm loans (4%), cash (1%), other (27%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Republic Bancshares, Inc.
Investment Rating
--
Address
702 North Second Street
Natoma, KS 67651
Natoma, KS 67651
Phone Number
(785) 885-4234
Year Founded
1909
FDIC Number
Website
Largest Affiliates
No affiliate information available.