The Bank of Commerce and Trust Company
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.1 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 18.6 and a capital leverage ratio of 8.8. A current level of 9.6 percent of nonperforming loans to core capital combined with 12.3 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Securities (38%), home mtgs (17%), cash (5%), consumer loans (4%), comm loans (3%), comm re (3%), other (30%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tri-County Financial Corporation
Investment Rating
--
Address
201 West Harvey Avenue
Wellington, KS 67152
Wellington, KS 67152
Phone Number
(620) 326-7471
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.