The Bank of Commerce and Trust Company
Major Rating Factors:
A current level of 13.2 percent of nonperforming loans to core capital combined with 8.0 percent from a year earlier contributes to the Fair asset quality (4.2). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.7 has resulted in Fair (3.3) profitability.
Other Rating Factors:
Excellent current capitalization (7.2 on a scale of 0 to 10) based on a risk-based capital ratio of 18.2 and a capital leverage ratio of 9.1. Fair liquidity 3.7, driven by a liquidity ratio of 26.2 percent and a “hot money” ratio of 18.6 percent.
Asset Mix:
Securities (40%), home mtgs (18%), consumer loans (5%), cash (5%), comm loans (4%), comm re (3%), other (25%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tri-County Financial Corporation
Investment Rating
--
Address
201 West Harvey Avenue
Wellington, KS 67152
Wellington, KS 67152
Phone Number
(620) 326-7471
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.