C
The Bank of Commerce and Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
19.85
Leverage
Ratio
8.84
Return On
Assets
0.70%
Total
Assets
112.75M
Capital
6.59M
Total
Deposits
104.39M
Net
Income
398.00K
My Lists My Alerts
Weiss Ratings The Bank of Commerce and Trust Company
Wellington, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 5.40
Capitalization Index 6.80
Liquidity Index 4.30
Profitability Index 2.30
Stability Index 3.00
Company Info The Bank of Commerce and Trust Company
Wellington, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 4796
Phone Number (620) 326-7471
Website www.bankofcommerce.ws/
Asset Quality The Bank of Commerce and Trust Company
Wellington, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 6.52%
5-Year Asset Growth 4.37%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 5.79%
Non-Performing Loans to Loans 1.34%
Balance Sheet The Bank of Commerce and Trust Company
Wellington, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 112.75M
Total Deposits 104.39M
Capital and Reserves The Bank of Commerce and Trust Company
Wellington, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 6.59M
Leverage Ratio 8.84
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 19.85
Liquidity The Bank of Commerce and Trust Company
Wellington, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 20.44%
Liquidity Ratio 34.74%
Profitability The Bank of Commerce and Trust Company
Wellington, KS 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.69%
Net Income 398.00K
Net Interest Spread 3.18%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 75.56%
Return on Assets 0.70%
Return on Equity 11.90%