C
The Bank of Commerce and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
18.22
Leverage
Ratio
9.13
Return On
Assets
0.72%
Total
Assets
107.01M
Capital
6.52M
Total
Deposits
98.68M
Net
Income
595.00K
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Weiss Ratings The Bank of Commerce and Trust Company
Wellington, KS 		Click to
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Rating C
Asset Quality Index 4.20
Capitalization Index 7.20
Liquidity Index 3.70
Profitability Index 3.30
Stability Index 3.30
Company Info The Bank of Commerce and Trust Company
Wellington, KS 		Click to
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FDIC Number 4796
Phone Number (620) 326-7471
Website www.bankofcommerce.ws/
Asset Quality The Bank of Commerce and Trust Company
Wellington, KS 		Click to
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1-Year Asset Growth -0.54%
5-Year Asset Growth 7.20%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 13.16%
Non-Performing Loans to Loans 1.85%
Balance Sheet The Bank of Commerce and Trust Company
Wellington, KS 		Click to
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Total Assets 107.01M
Total Deposits 98.68M
Capital and Reserves The Bank of Commerce and Trust Company
Wellington, KS 		Click to
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Capital 6.52M
Leverage Ratio 9.13
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio 18.22
Liquidity The Bank of Commerce and Trust Company
Wellington, KS 		Click to
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Hot Money Ratio 18.59%
Liquidity Ratio 26.22%
Profitability The Bank of Commerce and Trust Company
Wellington, KS 		Click to
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5-Year Return on Average Assets 0.76%
Net Income 595.00K
Net Interest Spread 3.08%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 76.61%
Return on Assets 0.72%
Return on Equity 14.48%