C
First National Bank of Middle Tennessee
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.03
Return On
Assets
1.04%
Total
Assets
952.38M
Capital
93.23M
Total
Deposits
827.75M
Net
Income
4.89M
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Weiss Ratings First National Bank of Middle Tennessee
McMinnville, TN 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 8.60
Liquidity Index 0.30
Profitability Index 4.80
Stability Index 3.70
Company Info First National Bank of Middle Tennessee
McMinnville, TN 		Click to
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FDIC Number 4952
Phone Number (931) 473-4402
Website www.fnbmt.com
Asset Quality First National Bank of Middle Tennessee
McMinnville, TN 		Click to
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1-Year Asset Growth 4.63%
5-Year Asset Growth 12.32%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 2.08%
Non-Performing Loans to Loans 0.11%
Balance Sheet First National Bank of Middle Tennessee
McMinnville, TN 		Click to
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Total Assets 952.38M
Total Deposits 827.75M
Capital and Reserves First National Bank of Middle Tennessee
McMinnville, TN 		Click to
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Capital 93.23M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio --
Liquidity First National Bank of Middle Tennessee
McMinnville, TN 		Click to
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Hot Money Ratio 27.08%
Liquidity Ratio 9.20%
Profitability First National Bank of Middle Tennessee
McMinnville, TN 		Click to
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5-Year Return on Average Assets 0.87%
Net Income 4.89M
Net Interest Spread 3.52%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 66.09%
Return on Assets 1.04%
Return on Equity 10.75%