First National Bank of Middle Tennessee
Major Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.0 has resulted in Fair (4.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.0. A current level of 2.1 percent of nonperforming loans to core capital combined with 8.4 percent from a year earlier contributes to the Good asset quality (6.6).
Asset Mix:
Home mtgs (34%), comm re (24%), comm loans (7%), home eq lns (7%), securities (6%), cash (5%), consumer loans (0%), other (17%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First McMinnville Corporation
Investment Rating
--
Address
200 East Main Street
McMinnville, TN 37110
McMinnville, TN 37110
Phone Number
(931) 473-4402
Year Founded
1874
FDIC Number
Website
Largest Affiliates
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