D
The First National Bank of Gilbert
GilbertMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Gilbert
Gilbert, MN
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Rating D
Asset Quality Index 8.80
Capitalization Index 5.10
Liquidity Index 1.60
Profitability Index 3.10
Stability Index 3.10
Company Info The First National Bank of Gilbert
Gilbert, MN
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FDIC Number 5150
Phone Number (218) 741-7844
Website www.gilbertbank.com
Asset Quality The First National Bank of Gilbert
Gilbert, MN
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1-Year Asset Growth 4.56%
5-Year Asset Growth 13.95%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.30%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First National Bank of Gilbert
Gilbert, MN
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Total Assets 82.04M
Total Deposits 70.36M
Capital and Reserves The First National Bank of Gilbert
Gilbert, MN
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Capital 5.82M
Leverage Ratio 7.09
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 14.33
Liquidity The First National Bank of Gilbert
Gilbert, MN
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Hot Money Ratio 24.00%
Liquidity Ratio 12.42%
Profitability The First National Bank of Gilbert
Gilbert, MN
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5-Year Return on Average Assets 0.58%
Net Income 218.00K
Net Interest Spread 3.25%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 76.95%
Return on Assets 0.53%
Return on Equity 7.54%