D
The First National Bank of Gilbert
Gilbert,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Gilbert
Gilbert, MN
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Rating D
Asset Quality Index 8.60
Capitalization Index 5.10
Liquidity Index 0.80
Profitability Index 3.80
Stability Index 3.70
Company Info The First National Bank of Gilbert
Gilbert, MN
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FDIC Number 5150
Phone Number (218) 741-7844
Website www.gilbertbank.com
Asset Quality The First National Bank of Gilbert
Gilbert, MN
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1-Year Asset Growth 4.86%
5-Year Asset Growth 5.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.64%
Non-Performing Loans to Loans 0.16%
Balance Sheet The First National Bank of Gilbert
Gilbert, MN
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Total Assets 86.03M
Total Deposits 76.02M
Capital and Reserves The First National Bank of Gilbert
Gilbert, MN
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Capital 6.15M
Leverage Ratio 7.12
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 13.88
Liquidity The First National Bank of Gilbert
Gilbert, MN
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Hot Money Ratio 26.56%
Liquidity Ratio 10.98%
Profitability The First National Bank of Gilbert
Gilbert, MN
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5-Year Return on Average Assets 0.57%
Net Income 284.00K
Net Interest Spread 3.58%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 74.08%
Return on Assets 0.66%
Return on Equity 9.35%