Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 1.6 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (8.6). Good current capitalization (5.1 on a scale of 0 to 10) based on a risk-based capital ratio of 13.9 and a capital leverage ratio of 7.1.
Asset Mix:
Home mtgs (63%), cash (9%), securities (7%), comm re (6%), comm loans (5%), consumer loans (5%), other (5%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Broadway Bancshares, Inc.
Investment Rating
--
Address
Two North Broadway Street
Gilbert, MN 55741
Gilbert, MN 55741
Phone Number
(218) 741-7844
Year Founded
1908
FDIC Number
Website
Largest Affiliates
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