| Weiss Ratings |
SouthernTrust Bank
Marion, IL |
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| Rating | ||||
| Asset Quality Index | 2.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 7.20 | |||
| Company Info |
SouthernTrust Bank
Marion, IL |
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| FDIC Number | 57897 | |||
| Phone Number | (618) 998-0098 | |||
| Website | www.southerntrustbankonline.com | |||
| Asset Quality |
SouthernTrust Bank
Marion, IL |
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| 1-Year Asset Growth | 1.54% | |||
| 5-Year Asset Growth | 11.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 2.29% | |||
| Non-Performing Loans to Capital | 18.07% | |||
| Non-Performing Loans to Loans | 2.73% | |||
| Balance Sheet |
SouthernTrust Bank
Marion, IL |
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| Total Assets | 278.50M | |||
| Total Deposits | 192.34M | |||
| Capital and Reserves |
SouthernTrust Bank
Marion, IL |
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| Capital | 30.62M | |||
| Leverage Ratio | 10.23 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
SouthernTrust Bank
Marion, IL |
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| Hot Money Ratio | 31.61% | |||
| Liquidity Ratio | 11.42% | |||
| Profitability |
SouthernTrust Bank
Marion, IL |
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| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 53.90% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 11.93% | |||