| Weiss Ratings |
SouthernTrust Bank
Marion, IL |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 9.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 6.40 | |||
| Company Info |
SouthernTrust Bank
Marion, IL |
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| FDIC Number | 57897 | |||
| Phone Number | (618) 998-0098 | |||
| Website | www.southerntrustbankonline.com | |||
| Asset Quality |
SouthernTrust Bank
Marion, IL |
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| 1-Year Asset Growth | 4.25% | |||
| 5-Year Asset Growth | 11.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | -0.22% | |||
| Non-Performing Assets to Assets | 2.00% | |||
| Non-Performing Loans to Capital | 16.38% | |||
| Non-Performing Loans to Loans | 2.55% | |||
| Balance Sheet |
SouthernTrust Bank
Marion, IL |
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| Total Assets | 289.16M | |||
| Total Deposits | 202.52M | |||
| Capital and Reserves |
SouthernTrust Bank
Marion, IL |
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| Capital | 30.25M | |||
| Leverage Ratio | 10.46 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
SouthernTrust Bank
Marion, IL |
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| Hot Money Ratio | 30.22% | |||
| Liquidity Ratio | 15.20% | |||
| Profitability |
SouthernTrust Bank
Marion, IL |
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| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 2.97M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 55.57% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 10.35% | |||