| Weiss Ratings |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57897 | |||
| Phone Number | (618) 998-0098 | |||
| Website | www.southerntrustbankonline.com | |||
| Asset Quality |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.97% | |||
| 5-Year Asset Growth | 74.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 1.92% | |||
| Non-Performing Loans to Capital | 14.09% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 274.26M | |||
| Total Deposits | 191.95M | |||
| Capital and Reserves |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 28.36M | |||
| Leverage Ratio | 10.00 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 35.07% | |||
| Liquidity Ratio | 14.03% | |||
| Profitability |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 1.42M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 52.71% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 10.18% | |||