C
SouthernTrust Bank
MarionIL
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SouthernTrust Bank
Marion, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.50
Capitalization Index 7.90
Liquidity Index 2.40
Profitability Index 4.70
Stability Index 5.70
Company Info SouthernTrust Bank
Marion, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 57897
Phone Number (618) 998-0098
Website www.southerntrustbankonline.com
Asset Quality SouthernTrust Bank
Marion, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.02%
5-Year Asset Growth 74.59%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 6.50%
Non-Performing Loans to Loans 1.12%
Balance Sheet SouthernTrust Bank
Marion, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 275.70M
Total Deposits 200.19M
Capital and Reserves SouthernTrust Bank
Marion, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 27.97M
Leverage Ratio 9.58
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity SouthernTrust Bank
Marion, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 33.01%
Liquidity Ratio 12.83%
Profitability SouthernTrust Bank
Marion, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.27%
Net Income 704.00K
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 54.28%
Return on Assets 1.02%
Return on Equity 10.14%