| Weiss Ratings |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 6.00 | |||
| Company Info |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 57897 | |||
| Phone Number | (618) 998-0098 | |||
| Website | www.southerntrustbankonline.com | |||
| Asset Quality |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.26% | |||
| 5-Year Asset Growth | 74.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | -0.31% | |||
| Non-Performing Assets to Assets | 1.88% | |||
| Non-Performing Loans to Capital | 13.61% | |||
| Non-Performing Loans to Loans | 2.24% | |||
| Balance Sheet |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 269.33M | |||
| Total Deposits | 192.72M | |||
| Capital and Reserves |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 29.43M | |||
| Leverage Ratio | 10.06 | |||
| Loan Loss Reserves to Loans | 1.47% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 33.26% | |||
| Liquidity Ratio | 10.79% | |||
| Profitability |
SouthernTrust Bank
Marion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 2.17M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 54.98% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 10.23% | |||