Major Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) and a capital leverage ratio of 10.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.3 has resulted in Good (6.0) profitability. A current level of 18.1 percent of nonperforming loans to core capital combined with 13.4 percent from a year earlier contributes to the Weak asset quality (2.9).
Asset Mix:
Home mtgs (28%), comm re (21%), comm loans (12%), securities (11%), cash (9%), consumer loans (2%), home eq lns (2%), other (16%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
South Porte Financial Inc.
Investment Rating
--
Address
701 North Court Street
Marion, IL 62959
Marion, IL 62959
Phone Number
(618) 998-0098
Year Founded
2005
FDIC Number
Largest Affiliates
There are no affiliate to display.