1st Advantage Bank
Major Rating Factors:
A current level of 10.0 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.3). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Very Weak (0.8) profitability.
Other Rating Factors:
Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Asset Mix:
Comm re (57%), comm loans (13%), cash (10%), home mtgs (7%), consumer loans (2%), home eq lns (1%), securities (1%), other (10%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banc Investors, LLC
Investment Rating
--
Address
240 Salt Lick Road
Saint Peters, MO 63376
Saint Peters, MO 63376
Phone Number
(636) 970-0440
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.