1st Advantage Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Very Weak (0.2) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (7.0 on a scale of 0 to 10) based on a risk-based capital ratio of 11.8 and a capital leverage ratio of 9.0. A current level of 2.8 percent of nonperforming loans to core capital contributes to the Good asset quality (6.2).
Asset Mix:
Comm re (55%), cash (15%), comm loans (10%), home mtgs (6%), securities (1%), consumer loans (1%), home eq lns (1%), other (10%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Banc Investors, LLC
Investment Rating
--
Address
240 Salt Lick Road
Saint Peters, MO 63376
Saint Peters, MO 63376
Phone Number
(636) 970-0440
Year Founded
2005
FDIC Number
Website
Largest Affiliates
No affiliate information available.