D
1st Advantage Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
9.77
Return On
Assets
0.04%
Total
Assets
201.01M
Capital
18.45M
Total
Deposits
170.95M
Net
Income
35.00K
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Weiss Ratings 1st Advantage Bank
Saint Peters, MO 		Click to
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Rating D
Asset Quality Index 4.20
Capitalization Index 8.20
Liquidity Index 0.10
Profitability Index 0.20
Stability Index 6.50
Company Info 1st Advantage Bank
Saint Peters, MO 		Click to
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FDIC Number 57899
Phone Number (636) 970-0440
Website www.1stadvantagebank.com
Asset Quality 1st Advantage Bank
Saint Peters, MO 		Click to
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1-Year Asset Growth 18.19%
5-Year Asset Growth 12.70%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.12%
Non-Performing Loans to Capital 10.50%
Non-Performing Loans to Loans 1.29%
Balance Sheet 1st Advantage Bank
Saint Peters, MO 		Click to
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Total Assets 201.01M
Total Deposits 170.95M
Capital and Reserves 1st Advantage Bank
Saint Peters, MO 		Click to
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Capital 18.45M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 1.74%
Risk-Based Capital Ratio --
Liquidity 1st Advantage Bank
Saint Peters, MO 		Click to
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Hot Money Ratio 41.76%
Liquidity Ratio 12.82%
Profitability 1st Advantage Bank
Saint Peters, MO 		Click to
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5-Year Return on Average Assets 0.97%
Net Income 35.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 0.05%
Overhead Efficiency Ratio 66.95%
Return on Assets 0.04%
Return on Equity 0.38%