D
1st Advantage Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Advantage Bank
Saint Peters, MO
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Rating D
Asset Quality Index 4.30
Capitalization Index 7.20
Liquidity Index 0.30
Profitability Index 0.30
Stability Index 6.20
Company Info 1st Advantage Bank
Saint Peters, MO
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FDIC Number 57899
Phone Number (636) 970-0440
Website www.1stadvantagebank.com
Asset Quality 1st Advantage Bank
Saint Peters, MO
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1-Year Asset Growth 15.07%
5-Year Asset Growth 12.70%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.08%
Non-Performing Loans to Capital 10.21%
Non-Performing Loans to Loans 1.30%
Balance Sheet 1st Advantage Bank
Saint Peters, MO
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Total Assets 208.80M
Total Deposits 178.52M
Capital and Reserves 1st Advantage Bank
Saint Peters, MO
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Capital 18.83M
Leverage Ratio 9.11
Loan Loss Reserves to Loans 1.88%
Risk-Based Capital Ratio --
Liquidity 1st Advantage Bank
Saint Peters, MO
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Hot Money Ratio 39.59%
Liquidity Ratio 17.35%
Profitability 1st Advantage Bank
Saint Peters, MO
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5-Year Return on Average Assets 0.97%
Net Income 414.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 0.37%
Overhead Efficiency Ratio 65.62%
Return on Assets 0.28%
Return on Equity 2.98%