1st Advantage Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (4.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.3 on a scale of 0 to 10) and a capital leverage ratio of 9.9. A current level of 1.0 percent of nonperforming loans to core capital combined with 10.5 percent from a year earlier contributes to the Good asset quality (6.5).
Asset Mix:
Comm re (52%), cash (19%), comm loans (11%), home mtgs (6%), securities (3%), home eq lns (1%), consumer loans (1%), other (8%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
1st Advantage Bancshares, Inc.
Investment Rating
--
Address
240 Salt Lick Road
Saint Peters, MO 63376
Saint Peters, MO 63376
Phone Number
(636) 970-0440
Year Founded
2005
FDIC Number
Website
Largest Affiliates
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