D
Winter Park National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Winter Park National Bank
Winter Park, FL
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Rating D
Asset Quality Index 6.80
Capitalization Index 1.90
Liquidity Index 3.00
Profitability Index 6.30
Stability Index 3.80
Company Info Winter Park National Bank
Winter Park, FL
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FDIC Number 59105
Phone Number (407) 853-7100
Website www.wpnb.bank
Asset Quality Winter Park National Bank
Winter Park, FL
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1-Year Asset Growth 0.15%
5-Year Asset Growth 27.73%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans -0.11%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 4.03%
Non-Performing Loans to Loans 0.56%
Balance Sheet Winter Park National Bank
Winter Park, FL
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Total Assets 794.96M
Total Deposits 739.68M
Capital and Reserves Winter Park National Bank
Winter Park, FL
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Capital 48.94M
Leverage Ratio 7.23
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 12.11
Liquidity Winter Park National Bank
Winter Park, FL
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Hot Money Ratio 2.24%
Liquidity Ratio 33.64%
Profitability Winter Park National Bank
Winter Park, FL
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5-Year Return on Average Assets 1.25%
Net Income 7.24M
Net Interest Spread 2.90%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 39.42%
Return on Assets 1.78%
Return on Equity 31.24%