Winter Park National Bank
Major Rating Factors:
Weak current capitalization (1.1 on a scale of 0 to 10) based on a risk-based capital ratio of 12.6 and a capital leverage ratio of 6.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.5 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.1, driven by a liquidity ratio of 35.2 percent and a “hot money” ratio of 2.3 percent. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Good (5.6) profitability.
Asset Mix:
Securities (24%), comm re (21%), cash (16%), home eq lns (16%), comm loans (10%), home mtgs (2%), consumer loans (0%), other (12%)
States with Branches:
FL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
201 North New York Avenue
Winter Park, FL 32789
Winter Park, FL 32789
Phone Number
(407) 853-7100
Year Founded
2017
FDIC Number
Website
Largest Affiliates
No affiliate information available.