E
Genesis Bank
Rating Date
March 2026
Risk Based
Capital Ratio
19.27
Leverage
Ratio
10.77
Return On
Assets
0.31%
Total
Assets
415.31M
Capital
43.94M
Total
Deposits
365.61M
Net
Income
1.01M
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Weiss Ratings Genesis Bank
Newport Beach, CA 		Click to
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Rating E
Asset Quality Index 7.50
Capitalization Index 9.70
Liquidity Index 3.20
Profitability Index 1.10
Stability Index 0.00
Company Info Genesis Bank
Newport Beach, CA 		Click to
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FDIC Number 59245
Phone Number (949) 273-1226
Website www.mygenesisbank.com
Asset Quality Genesis Bank
Newport Beach, CA 		Click to
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1-Year Asset Growth 124.59%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.48%
Non-Performing Loans to Loans 0.08%
Balance Sheet Genesis Bank
Newport Beach, CA 		Click to
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Total Assets 415.31M
Total Deposits 365.61M
Capital and Reserves Genesis Bank
Newport Beach, CA 		Click to
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Capital 43.94M
Leverage Ratio 10.77
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 19.27
Liquidity Genesis Bank
Newport Beach, CA 		Click to
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Hot Money Ratio 11.82%
Liquidity Ratio 36.38%
Profitability Genesis Bank
Newport Beach, CA 		Click to
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5-Year Return on Average Assets --
Net Income 1.01M
Net Interest Spread 3.28%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 93.93%
Return on Assets 0.31%
Return on Equity 2.35%