E
Genesis Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genesis Bank
Newport Beach, CA
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Rating E
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 0.60
Stability Index 0.00
Company Info Genesis Bank
Newport Beach, CA
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FDIC Number 59245
Phone Number (949) 273-1226
Website www.mygenesisbank.com
Asset Quality Genesis Bank
Newport Beach, CA
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1-Year Asset Growth -29.29%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.26%
Non-Performing Loans to Loans 0.04%
Balance Sheet Genesis Bank
Newport Beach, CA
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Total Assets 340.25M
Total Deposits 292.42M
Capital and Reserves Genesis Bank
Newport Beach, CA
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Capital 43.29M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 19.38
Liquidity Genesis Bank
Newport Beach, CA
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Hot Money Ratio 7.34%
Liquidity Ratio 22.60%
Profitability Genesis Bank
Newport Beach, CA
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5-Year Return on Average Assets --
Net Income -466.00K
Net Interest Spread 3.58%
Operating Profit to Average Assets -0.24%
Overhead Efficiency Ratio 109.30%
Return on Assets -0.24%
Return on Equity -2.13%