E
Genesis Bank
Rating Date
June 2025
Risk Based
Capital Ratio
40.71
Leverage
Ratio
21.05
Return On
Assets
-3.90%
Total
Assets
241.58M
Capital
41.03M
Total
Deposits
190.24M
Net
Income
-1.90M
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Weiss Ratings Genesis Bank
Newport Beach, CA 		Click to
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Rating E
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 0.00
Stability Index 0.00
Company Info Genesis Bank
Newport Beach, CA 		Click to
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FDIC Number 59245
Phone Number (949) 273-1226
Website www.mygenesisbank.com
Asset Quality Genesis Bank
Newport Beach, CA 		Click to
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1-Year Asset Growth 24.86%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Genesis Bank
Newport Beach, CA 		Click to
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Total Assets 241.58M
Total Deposits 190.24M
Capital and Reserves Genesis Bank
Newport Beach, CA 		Click to
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Capital 41.03M
Leverage Ratio 21.05
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 40.71
Liquidity Genesis Bank
Newport Beach, CA 		Click to
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Hot Money Ratio 1.04%
Liquidity Ratio 48.82%
Profitability Genesis Bank
Newport Beach, CA 		Click to
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5-Year Return on Average Assets --
Net Income -1.90M
Net Interest Spread 2.88%
Operating Profit to Average Assets -3.90%
Overhead Efficiency Ratio 226.96%
Return on Assets -3.90%
Return on Equity -18.11%