E
Genesis Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genesis Bank
Newport Beach, CA
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Rating E
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 2.00
Stability Index 0.00
Company Info Genesis Bank
Newport Beach, CA
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FDIC Number 59245
Phone Number (949) 273-1226
Website www.mygenesisbank.com
Asset Quality Genesis Bank
Newport Beach, CA
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1-Year Asset Growth 152.55%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Genesis Bank
Newport Beach, CA
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Total Assets 481.66M
Total Deposits 429.62M
Capital and Reserves Genesis Bank
Newport Beach, CA
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Capital 44.14M
Leverage Ratio 15.50
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 17.37
Liquidity Genesis Bank
Newport Beach, CA
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Hot Money Ratio 33.24%
Liquidity Ratio 38.82%
Profitability Genesis Bank
Newport Beach, CA
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5-Year Return on Average Assets --
Net Income 1.21M
Net Interest Spread 2.84%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 84.04%
Return on Assets 1.04%
Return on Equity 5.73%